Health Insurance Health Insurance

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CGU offers two health insurance plans: 1) the Student Health Insurance Plan (SHIP) for domestic and undocumented students through UnitedHealthCare and 2) the International Medical Group (IMG) plan for international (F-1 and J-1 visa) students.

For domestic and undocumented students, enrollment in SHIP is required unless eligible for a waiver. For F-1 and J-1 international students, enrollment in ISO is mandatory. All other international visa holders are not required to participate in the IMG plan.

Details on the policies can be found below. 

For additional information: 

International Travel Insurance

The Claremont Colleges Services offers supplemental travel insurance coverage through AIG Insurance to CGU staff, faculty and students for academic related reasons. For more information, click here

Contact Us

Office of Student Life, Diversity & Leadership
131 E 10th Street, Claremont CA, 91711
Email: healthins@cgu.edu
Phone: 909-607-0434


Domestic Plan Domestic Plan

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Overview

CGU student health insurance plan (SHIP) through UnitedHealthCare is required for all domestic (U.S. citizens and permanent residents) and undocumented students enrolled in six or more units. Students who are enrolled in less than six units, doctoral studies or continuous registration are not required to enroll or submit a waiver request. Students who are enrolled in six or more units of coursework, and have comparable coverage can apply to waive out of the domestic insurance plan. If the student's existing coverage meets the minimum requirements, the waiver management system will remove them from being enrolled.  

Examples of coverage that will meet the minimum requirements: 

  • Any Affordable Care Act (ACA) compliant coverage 

  • Medical insurance purchased through the California health insurance exchange – Covered California. 

  • Medical insurance through an employer, spouse or parents. 

  • Medi-Cal 

 

Students enrolled in less than six units, doctoral studies or continuos registration but interested in enrolling in the SHIP policy should contact healthins@cgu.edu.  

Students on a medical leave of absence will not be removed or have their policy cancelled for that semester. If a student requests a leave of absence (non-medical) at the beginning of each term, they will not be enrolled in the SHIP policy.  

All students enrolled at The Claremont Colleges are eligible to access services provided by Student Health Services Center on campus. To review services, and schedule an appointment, please visit their website.  

Plan Details 

The current SHIP website, which includes coverage information is available online: View the SHIP website.

Plan Summary: View PDF
Plan Brochure: View PDF

UnitedHealthcare offers students access to a student-only site to help manage their plan. Features include the ability to download their insurance ID card, find a doctor or hospital nearby, view claims information, and more.   

To enroll in or waive out of the university plan, please complete the application online: View the SHIP waiver or enrollment website

Additional Services 

As part of CGU's commitment to providing a medical insurance plan, students will have access to unique medical and counseling services.  All these services are free of charge to students enrolled in SHIP. 

BetterHelp 

Through BetterHelp, a national virtual counseling service, you can get the help you want, the way you want it. Students enrolled in SHIP have access to Psychologists (PhD/ PsyD), Marriage and Family therapists (LMFT), Clinical Social Workers (LCSW) and Licensed Professional Counselors (LPC). These professional licensed counselors will be available to you via ongoing text communications, live chat, phone, video or group-inars. For more information, view PDF or register at www.counseling4students.com.  

HealthiestYou 

CGU has partnered with HealthiestYou to provide you with round-the-clock (24/7) access to board-certified physicians. Students enrolled in SHIP can connect with a physician via phone and/or video chat using this nationwide telehealth service. The service can also prescribe medications delivered to a pharmacy near you.  No more waiting at the doctor's office – receive care instantly when you need it. For more information, view PDF, call 1-855-870-5858 or visit www.telehealth4students.com.  

Teladoc 

CGU has also partnered with Teladoc to provide access to a U.S. board-certified doctor through the convenience of phone, video or mobile app visits. Teladoc's doctors can also prescribe many medications delivered to a pharmacy near you. For more information, view PDF, visit Teledoc's website at www.teladoc.com or call 1-800-835-2362

 


International Plan International Plan

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OVERVIEW

All international students on F-1 and J-1 visas, whose SEVIS record is held by CGU are required to pay the International Student Services fee (every fall and spring), which includes the IMG International Accident and Sickness plan. This coverage is mandatory for all F-1 and J-1 international students who are registered in coursework, doctoral study or continuous registration. 

International students on a medical leave of absence who are enrolled in the plan will continue to remain on the plan for that semester. Students on a leave of absence (non-medical) at the beginning of each term, will not be enrolled in the IMG plan.  

International students enrolled at the Claremont Colleges are eligible to access services provided by Student Health Services Center on campus. To review services, and schedule an appointment, please visit their website.  

 

Plan Details 

International students can access their account information, coverages, and plan summary through MyIMG. After creating an account, students can download their insurance ID cards, locate doctors and hospitals, and much more. 

Additional Services 

CGU has also partnered with Teladoc to provide access to a U.S. board-certified doctor through the convenience of phone, video or mobile app visits. Teladoc's doctors can also prescribe many medications delivered to a pharmacy near you.  For more information, view PDF, visit Teledoc's website at www.teladoc.com or call 1-800-835-2362. 

All Other Visa Categories 

All other visa types are not required to participate in the IMG International Accident and Sickness Plan. Non F/J visa holders interested in enrolling in the IMG plan should contact healthins@cgu.edu.  

Dependent Enrollment 

F-1 and J-1 students interested in enrolling their dependent(s) should email healthins@cgu.edu.  

Summer Start 

All incoming summer-start international students will not be enrolled in the IMG International Accident and Sickness plan until the first fall semester of their academic program. If summer-start students would like coverage for the summer months, please email healthins@cgu.edu.  

 


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